Smartphones have become the primary device for photography, replacing digital cameras for many users. In 2025, even budget-friendly phones deliver flagship-level camera performance. If you are searching for the Best Camera phones under 20,000 in India, you’ll be happy to know that brands like iQOO, Realme, Redmi, and Samsung are offering amazing Devices focused on cameras, equipped with robust processors and durable batteries.
In this article, we have carefully selected the Top 5 Best Camera Phones in 2025 under ₹20,000 that give you excellent photography, smooth performance, and value for money.
Best Camera Phones under 20,000 in India– Quick List
- Infinix Note 50s 5G+
- Lava Play Ultra 5G
- OnePlus Nord CE4 Lite 5G
- iQOO Z10R 5G
- CMF Phone 2 Pro
Why Choose a Camera Phone under 20,000 in 2025?
Budget smartphones have become smarter and sharper. Here’s why picking one makes sense:
- Flagship-grade cameras: 50MP–108MP sensors with OIS and AI.
- Affordable performance: Strong processors for smooth editing and gaming.
- Content creator ready: 4K video, night mode, and vlogging support.
- Future-proof: 5G connectivity, big batteries, and fast charging.
4. Key Buying Factors to Consider Before You Decide
When buying the best camera phone under ₹20,000 in India, check these:
- Camera Specs: Sensor type, megapixels, OIS, and night mode.
- Selfie Quality: Enhanced megapixels combined with artificial intelligence for images optimized for social media.
- Video Recording: Stabilization, HDR, and 4K support.
- Performance: Processor, RAM, and software optimization.
- Battery + Charging: Long-lasting power with quick recharge.
- Updates & UI: OxygenOS, XOS, or OneUI enhancements.
5. Top 5 Best Camera Phones in 2025 Under 20,000 in India
📱 1. Infinix Note 50s 5G+ – Best All-Rounder Camera Phone
In 2025, Infinix made a significant move with the Note 50s 5G+, a device loaded with features, including an impressive 108MP camera and ultra-fast charging.
Specs Table:
| Feature | Details |
|---|---|
| Rear Camera | 108MP + 8MP + 2MP |
| Front Camera | 32MP |
| Display | 6.8” AMOLED, 120Hz |
| Processor | MediaTek Dimensity 8050 |
| Battery | 5200mAh, 100W charging |
| Price | ₹14,999 |
Key Features
- Flagship-style 108MP OIS camera for sharp photography.
- 32MP selfie camera for clear portraits & vlogs.
- Smooth 120Hz AMOLED display perfect for gaming & streaming.
- Reliable 5G connectivity and fast charging.
Performance & User Experience:
Ideal for photography lovers who also want performance. Handles gaming, 4K video, and editing smoothly.
⭐ Rating: 4.7/5
👉 Check Price on Amazon
📱 2. Lava Play Ultra 5G – Best Low-Light Photography Phone
Lava continues to impress with its Play Ultra 5G, offering a Sony sensor that excels in night shots.
Specs Table:
| Feature | Details |
|---|---|
| Rear Camera | 64MP + 8MP + 2MP |
| Front Camera | 16MP |
| Display | 6.7” FHD+ AMOLED |
| Processor | Dimensity 7200 Ultra |
| Battery | 5000mAh, 67W charging |
| Price | ₹14,998 |
Key Features
- Clean stock Android experience with fast updates.
- 64MP camera setup with ultra-wide lens for group photos.
- Long-lasting battery life with decent fast charging.
- Perfect for users who prefer an Indian brand with reliability.
Performance & User Experience:
Smooth performance for multitasking and photography. Best suited for night photography lovers.
⭐ Rating: 4.5/5
👉 Check Price on Amazon
📱 3. OnePlus Nord CE4 Lite 5G – Best Selfie & Balanced Phone
OnePlus Nord CE4 Lite 5G delivers the clean OxygenOS experience with excellent cameras and a long-lasting battery.
Specs Table:
| Feature | Details |
|---|---|
| Rear Camera | 108MP + 2MP |
| Front Camera | 32MP |
| Display | 6.7” AMOLED, 120Hz |
| Processor | Snapdragon 782G |
| Battery | 5500mAh, 80W charging |
| Price | ₹16,998 |
Key Features
- Sony LYT600 sensor delivers flagship-like clarity.
- Best-in-class OIS for blur-free photography.
- Huge 5500mAh battery with 80W charging keeps you powered.
- Premium design and OnePlus OxygenOS for smooth usage.
Performance & User Experience:
Balanced for both gamers and photography lovers. Selfie quality is a highlight.
⭐ Rating: 4.6/5
👉 Check Price on Amazon
📱 4. iQOO Z10R 5G – Best Vlogging & Gaming Camera Phone
The iQOO Z10R 5G is designed for power users, with strong OIS cameras and gaming-ready specs.
Specs Table:
| Feature | Details |
|---|---|
| Rear Camera | 50MP OIS + 13MP |
| Front Camera | 16MP |
| Display | 6.78” AMOLED, 144Hz |
| Processor | Snapdragon 7s Gen 2 |
| Battery | 5000mAh, 120W charging |
| Price | ₹19,498 |
Key Features
- 64MP OIS sensor ensures great night photography.
- Smooth gaming performance with Snapdragon 7s Gen 2.
- FlashCharge support gives 50% battery in just 20 minutes.
- Ideal for individuals seeking a combination of performance and photography in a single package.
Performance & User Experience:
Great for gamers, vloggers, and multitaskers. Stable videos and smooth high-FPS gaming.
⭐ Rating: 4.7/5
👉 Check Price on Amazon
📱 5. CMF Phone 2 Pro – Best Stylish Camera Phone
From Nothing’s sub-brand, the CMF Phone 2 Pro combines style with dual 50MP OIS cameras.
Specs Table:
| Feature | Details |
|---|---|
| Rear Camera | 50MP + 50MP |
| Front Camera | 32MP |
| Display | 6.7” AMOLED, 120Hz |
| Processor | Snapdragon 7 Gen 3 |
| Battery | 5000mAh, 65W charging |
| Price | ₹18,680 |
Key Features
- Premium dual 50MP camera setup with OIS for professional-level photos.
- Minimal Nothing-inspired design with CMF style.
- Great for content creators and vloggers thanks to 32MP selfie camera.
- Balanced performance + stylish looks = best all-rounder.
Performance & User Experience:
Perfect for users who want a stylish phone with pro-grade camera performance.
⭐ Rating: 4.6/5
👉 Check Price on Amazon
Quick Comparison Table – Best Camera Phones under 20,000 (2025)
| Phone Model | Rear Camera | Selfie | Display | Processor | Battery | Price |
|---|---|---|---|---|---|---|
| Infinix Note 50s 5G+ | 108MP + 8MP + 2MP | 32MP | 6.8” AMOLED | Dimensity 8050 | 5200mAh | ₹19,499 |
| Lava Play Ultra 5G | 64MP + 8MP + 2MP | 16MP | 6.7” AMOLED | Dimensity 7200U | 5000mAh | ₹18,999 |
| OnePlus Nord CE4 Lite | 108MP + 2MP | 32MP | 6.7” AMOLED | Snapdragon 782G | 5500mAh | ₹19,999 |
| iQOO Z10R 5G | 50MP OIS + 13MP | 16MP | 6.78” AMOLED | Snapdragon 7s G2 | 5000mAh | ₹19,499 |
| CMF Phone 2 Pro | 50MP + 50MP OIS | 32MP | 6.7” AMOLED | Snapdragon 7 G3 | 5000mAh | ₹18,999 |
Which One Should You Buy? (Expert Recommendation)
- Best All-Rounder: Infinix Note 50s 5G+
- Best for Low-Light Shots: Lava Play Ultra 5G
- Best for Selfies & Gaming: OnePlus Nord CE4 Lite 5G
- Best Vlogging Phone: iQOO Z10R 5G
- Most Stylish Pick: CMF Phone 2 Pro
Buying Guide – How to Pick the Best Camera Phone Under ₹20,000
- Camera Setup: Look for OIS and sensors like Sony/ISOCELL.
- Selfie Camera: 16–32MP is ideal for content creators.
- Display Quality: AMOLED > LCD for vibrant photos.
- Performance: Snapdragon 7 series or Dimensity 8000 series recommended.
- Battery & Charging: 5000mAh+ with fast charging is a must.
Final Verdict
- For best overall camera experience → CMF Phone 2 Pro
- For budget buyers → Lava Play Ultra 5G
- For gaming + photography → iQOO Z10R 5G
- For premium feel under ₹20K → OnePlus Nord CE4 Lite 5G
- For highest megapixel shots → Infinix Note 50s 5G+
Whichever you choose, these 5 smartphones are the Best Camera Phones under 20,000 in India (2025) that deliver incredible photography without breaking your budget.
Also Read: Best Camera Phone 2025: Top 5 Most Powerful Camera Phones with Video Capabilities
FAQs- Best Camera Phone Under 20,000
Q1: Which is the best camera phone under 20,000 in India 2025?
The Infinix Note 50s 5G+ and OnePlus Nord CE4 Lite stand out as the best overall options.
Q2: Which phone is best for night photography on a budget?
The Lava Play Ultra 5G with its Sony sensor is perfect for low-light photography.
Q3: Which is the best vlogging phone under 20K in 2025?
The iQOO Z10R 5G offers OIS support and smooth video recording.
Q4: Is a 108MP camera better than 64MP?
Not always. Sensor quality and OIS matter more than megapixels alone.
Q5: Which is the most stylish camera phone under 20,000?
The CMF Phone 2 Pro wins with its premium design and dual 50MP cameras.